Debt valuation is currently a hot issue of companies and businesses, especially for banking institutions, the more necessary the debt analysis and valuation is in the current period.
Current debt valuation needs:
Currently, banks are having many new bad debts. But unlike in the past, many new bad loans have come from banks increasingly promoting the development of retail banking, expanding lending for private investment, retail lending, and consumer finance. This form of financing is an array that brings higher margins but has a much higher potential risk than traditional credit.
Besides, bad debts also include the amount of outstanding bad debts that have not been completely solved. In fact, banks have actively sold bad debts to the market recently, but dealing with bad debts is not easy. Many bad debts have been offered for sale many times, even banks have reduced their prices by several tens of percent compared to the starting prices, but it is still difficult to call for investors.
Therefore, the financial market is looking forward to independent valuation companies with experience in appraising debts, reflecting the market value of debts. However, the valuation of debts will be very inaccurate and will not fully reflect the value of the debt if the Valuation companies only perform the re-valuation of collateral and give It is worth the debt.
As a professional valuation company, with a lot of experience and reputation in the market, Hoang Quan Appraisal Company (HQA) always strives to research new issues in price appraisal in general as well. such as debt valuation in particular to make the valuation accurate and most effective.